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Terms of Use

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1.0. Introduction

1.1. These terms and conditions of use may be changed in the future without further notice. Contents of this website including text, graphics, images, photographs, and any other information are protected by copyright laws and the intellectual property laws.

1.2. The site user agrees not to use the website content in any way that could damage the good image of the NIA. By using the NIA site, the user explicitly agrees not to engage in actions that could constitute defamation, fraud, violence, and other illegal activities.

1.3. The user is only allowed to use the site’s content for personal endeavors. Thus the use of our content for commercial purposes by way of distribution, modification, and alteration is strictly prohibited.

1.4. Please be informed and advised that this site ( is the ONLY official and authentic website for the Nigerian Insurers Association, the umbrella body of insurance underwriters in Nigeria. Please direct all inquiries to the contact information provided on this site

2.0. Privacy

2.1 You agree that the NIA may use personal information provided by you when you register on the site in accordance with the purpose for which your permission has been obtained. Except as provided under these Terms, the NIA will not disclose your personal information to third parties without your permission unless such disclosure is required by law or other court order.

2.2 The NIA may provide aggregate statistics about its users and traffic patterns and related site information to reputable third parties, but these statistics will include no personally identifying information.

2.3 The NIA uses "cookies" in order to help it recognise you as a prior user of this site, to personalise your browsing and to enable the NIA to improve this website. Cookies identify your computer but otherwise do not store any personal information about you. You may change your browser settings to prevent cookies from being stored on your computer, if you wish. Please note that if you do change your browser settings, then you may experience technical difficulties with some parts of this website.

3.0. Liability

3.1 You use this website at your own risk. Although the NIA endeavours to ensure that the information and/or material contained on the website is correct, the NIA does not make any representations or warranties, express or implied, that the Data is accurate, complete or current, or that use of the website is free of risk of viruses or other damage.

3.2 Unless otherwise agreed in writing neither the NIA nor any of its directors, officers, employees, agents or sub-contractors nor any of the members of the NIA shall be liable to you for any direct loss or any loss of profits, business or anticipated savings, or loss of or corruption of data, or any indirect loss or consequential loss whatsoever even if it has been advised or is otherwise aware of the possibility of such loss.

3.3 Nothing in these terms of use shall exclude or limit the liability of the NIA for death or personal injury due to its negligence, or for its fraud.

3.4 While the NIA endeavours to ensure that this website is normally available 24 hours a day, the NIA will not be liable if for any reason the website is unavailable at any time or for any period.



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